Skip to content Wow… I completely forgot to write the February journal. Maybe because I didn’t want to look at it 😅 February was rough! A strong AUD really worked against me (only ~10% Aussie exposure), even though part of the portfolio is hedged. On top of that, overall markets were pretty sloppy… and crypto got absolutely smashed.
Despite crypto being <10% of my portfolio, crypto alone contributed close to $9k loss. That’s the thing with volatility, small allocation can still have a big impact. That said, I stuck to the plan. I leaned into the dip and deployed capital using my 20/30/30/20 strategy — splitting my buying power into four tranches. I’ve already fired off half the ammo, adding to BTC at around ~$75k and ~$64k levels.
Superfund – SMSF
Balance: $253,928.40 (down $7,277.99)
Comment: Topped up crypto exposure this month, mainly BTC with a small addition to ETH. Short-term performance was clearly dragged by the crypto sell off, but this aligns with my long term asset allocation plan.
Long-Term ETF – NAB Equity Builder
Balance: $180,672.54 (down $3,628.05)
Debt: ~$96,900
Equity: ~$83,800
Comment: Broad market weakness showing up here. The interest expense looks like it will be increasing!
Betashares Direct + Stake
Balance: $110,606.41 (down $232.21)
Comment: Continued with monthly DCA, adding to EXUS as part of increasing international ex-US exposure. After selling LITs previously, I had additional cash available which I partly deployed into crypto during the dip.
School Fee Portfolio – Tiger
Balance: $29,734.16 (up $379.85)
Comment: Added to all satellite positions this month including AI, Asia, nuclear and rare metals through regular DCA plus a bit of extra cash on hand. This portfolio is starting to reflect more of the higher growth thematic tilt (which I need to look into separately as that was not my initial plan).
📊 Total Portfolio Summary
Gross Funds: $581,042
Net Equity: $484,176
This Month’s Loss: – $10,516
