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November… oof! A humbling reminder that the market doesn’t just climb in a straight line. Mid month I was staring at a sea of red, over 10k loss at one point, mostly thanks to crypto swings and an options portfolio that contributed to a huge swing. The allocations weren’t huge, but the volatility? Very BIG! […]
November Journal: When the Market Reminds You It Can Go Down Too! Read More »
If you live in Sydney, you probably understand the emotional damage that comes with opening realestate.com these days. After selling my one bedroom unit, I was very sure about one thing, I’m never touching units again! I started this journey thinking I had a decent budget of around $750k for an interstate purchase. I quickly
Buying My First Interstate Investment Property: My Melbourne Journey + Full Costs Read More »
October has been another strong month for the markets — it’s honestly hard not to feel grateful when everything seems to be going up. Unfortunately, I also learned a humbling personal lesson this month… I had switched my super from 100% high growth focus to the indexed stable option (~35% equity exposure) since 31st August,
October Monthly Journal: Market Highs and My $5K Lesson in “Don’t Time the Market” Read More »
September is historically known as a rough month for equity markets. I honestly thought we’d see some weakness, but this year it surprised everyone by being quite bullish. On top of that, my tax return came through at a whopping $17k which was a game changer for the month. With those funds, I cleared my
September Monthly Journal: $17K Tax Refund, Melbourne Property Buy & Bullish Markets Read More »
When I bought my first Sydney investment property more than 7 years ago, I thought I was setting myself up for a solid long term investment. It was a one bedroom unit with a car space, bought for $620,500 in a suburb close to Sydney Airport. The location was convenient, it had a city view,
My 7 Years Sydney Apartment Investment: The Final Numbers Read More »
Earlier this year I shared my superannuation balance online and to my surprise more than 20,000 people viewed it on red note. Many readers said they picked up something new or felt inspired to think about their own super performance, which is extremely and impactful as it is going to be a foundation for one’s
10 Years of My Superannuation Growth: Balance, Returns and Lessons Read More »
Another month goes by, August was all about staying the course with my regular contributions while waiting for the tax return to hit (still pending from the ATO, super excited as I am expecting a decent return!). At the same time, my mind has been occupied with two things: getting the Melbourne investment property sorted
August Monthly Journal: Working on SMSF and Investment Property Read More »
Although I’m not an accountant, I genuinely look forward to tracking my numbers every month. Is that weird? Probably, but it’s one of the most satisfying habits I’ve started this year. Here’s a transparent look at my July 2025 investment progress! This month, I created some new charts which allows me to visualize progress
July Monthly Journal: $500k in the Market and Counting Read More »
Another month, another wrap-up. June was relatively smooth despite the tension in the Middle East, the market has been quietly compounding in the background. This also marks the end of the financial year in Australia, so definitely a good time to review your finances. I began two new portfolios under my wife’s name, I picked
June Monthly Journal: Start of the DCA Wifey Portfolio! Read More »
Not long ago, my wife and I were chatting about financial independence and early retirement, our own FIRE goals. I asked her: “How much do you think we’d need per year to live comfortably once we retire?” After some back and forth, we landed on a number: $80,000 a year, in today’s dollars. No
Financial Freedom Starts With a Number: My FIRE Goal & Strategy Read More »
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