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Another month, another wrap-up. June was relatively smooth despite the tension in the Middle East, the market has been quietly compounding in the background. This also marks the end of the financial year in Australia, so definitely a good time to review your finances. I began two new portfolios under my wife’s name, I picked […]
June Monthly Journal: Start of the DCA Wifey Portfolio! Read More »
Not long ago, my wife and I were chatting about financial independence and early retirement, our own FIRE goals. I asked her: “How much do you think we’d need per year to live comfortably once we retire?” After some back and forth, we landed on a number: $80,000 a year, in today’s dollars. No
Financial Freedom Starts With a Number: My FIRE Goal & Strategy Read More »
“What was your superfund’s return over the years?” I asked myself this question two years ago. The answer surprised me and changed the way I think about my retirement savings forever. The Early Years: High Fees, Low Awareness When I started working a decade ago, superannuation was just a line on my
9 Years of Superfund: My Journey from Clueless to Conscious Investing Read More »
Welcome back to Peasant Investor! If you’ve clicked on this post, chances are you’ve heard of Education Bonds and are wondering if they’re worth it. I recently did a deep dive for my baby and found that while these structures do have their uses, they’re definitely not for everyone (including myself)! This post breaks
Education Bonds in Australia – Sound Too Good to Be True? Read More »
Welcome back to my Monthly Personal Finance Journal here on Peasant Investor! May has been a banger. With markets flirting with all-time highs again, it’s hard to believe that just two months ago, everyone was shouting about a potential 50% crash. Goes to show that staying invested even when it feels uncomfortable, has once
May Monthly Journal: When My Portfolio Growth Beats My Salary Read More »
There’s nothing more valuable than the work my wife does every single day as a full time mum. So I want to make sure she has a portfolio that works just as hard for her. Now, this isn’t just about being efficient for tax purposes (investing under the person in a lower tax bracket is
Building an Income Portfolio for My Superstar Wife Read More »
Welcome to the third edition of my Monthly Personal Finance Journal here on Peasant Investor! Oh boy, what a month April has been. We’ve seen some real recovery across markets despite the persistent noise especially in the earlier part of the month. Volatility remains, but I continue to stay bullish on the long-term outlook.
April Monthly Journal – Deploying More Cash and Future Plans Read More »
I’ve been diving into a segment of the ASX that’s gained traction with income investors lately: listed private credit and fixed income LICs and LITs. They’re not as transparent and simple as your usual fixed income ETF and shares, but for anyone looking to build a consistent income stream, they’re worth a deeper look.
Breaking Down Private Credit & Fixed Income LITs on the ASX Read More »
When most Aussies think of investing, they imagine shares, property, or maybe even crypto. But for those on the journey to FIRE or already enjoying the perks of semi-retirement, one word becomes increasingly important – INCOME! (and safety) This is where fixed income ETFs in Australia come into play. These ETFs are designed to
Fixed Income ETFs for Passive Income in Australia: Which One’s To Check Out? Read More »
Welcome to my second monthly personal finance journal and in hindsight, what a month it has been! March was anything but quiet, with tariff news and global trade tensions shaking the markets. Despite the short-term volatility, I’m staying bullish on the long-term outlook. From my perspective, trade wars eventually settle and this feels more like
March Monthly Journal – Deploying Cash, Trading Lessons, and Leveraging ETFs Read More »
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